{"id":14292,"date":"2025-11-27T10:28:14","date_gmt":"2025-11-27T10:28:14","guid":{"rendered":"https:\/\/relocations.io\/portal\/?page_id=14292"},"modified":"2025-12-15T18:00:31","modified_gmt":"2025-12-15T18:00:31","slug":"insurance","status":"publish","type":"page","link":"https:\/\/relocations.io\/portal\/de\/insurance\/","title":{"rendered":"Versicherung"},"content":{"rendered":"<h1 class=\"wp-block-heading\">\ud83d\udce6 Versandversicherung - Relocations.io<\/h1>\n\n\n\n<p>Sorgen Sie f\u00fcr den sicheren Transport Ihrer Waren mit <strong>umfassende Transportversicherung<\/strong>. Die Haftung des Spediteurs allein deckt m\u00f6glicherweise nicht den vollen Wert Ihrer Sendung.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\ude9a Spediteurhaftung vs. Transportversicherung<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Haftung des Spediteurs<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Standarddeckung durch Transportunternehmen.<\/li>\n\n\n\n<li>Maximale Haftung: <strong>8 \u20ac pro Kilogramm<\/strong> Ihrer Sendung.\n<ul class=\"wp-block-list\">\n<li>Beispiel: 100 kg Sendung \u2192 bis zu <strong>\u20ac800<\/strong>.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Haftung <strong>will not apply<\/strong> wenn der Schaden nicht zum Zeitpunkt der Lieferung auf dem Lieferschein des Fahrers vermerkt ist.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Versandversicherung<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Deckt die <strong>voller angegebener Wert<\/strong> Ihrer Waren.<\/li>\n\n\n\n<li>Bietet <strong>umfassender Schutz<\/strong> bei Verlust oder Besch\u00e4digung.<\/li>\n\n\n\n<li>Sorgt f\u00fcr eine reibungslosere und schnellere Schadenbearbeitung.<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\ud83d\udca1 Tipp: Deklarieren Sie immer die <strong>genauer Wert<\/strong> Ihrer Sendung und folgen Sie unserem <a href=\"https:\/\/relocations.io\/portal\/de\/packing-guide\/\">\ud83d\udce6 Anleitung zum Verpacken f\u00fcr den Versand<\/a> f\u00fcr eine angemessene Verpackung.<\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udee1\ufe0f CMR-Versicherung<\/h2>\n\n\n\n<p>Die CMR-Basisversicherung ist bei allen europ\u00e4ischen Stra\u00dfentransporten inbegriffen.<\/p>\n\n\n\n<p><strong>Wichtige Punkte:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Der Versicherungsschutz im Rahmen der <strong><a href=\"https:\/\/treaties.un.org\/doc\/Treaties\/1961\/07\/19610702%2001-56%20AM\/Ch_XI_B_11.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u00dcbereinkommen \u00fcber den Bef\u00f6rderungsvertrag im internationalen Stra\u00dfeng\u00fcterverkehr (CMR-\u00dcbereinkommen)<\/a><\/strong>.<\/li>\n\n\n\n<li>Sch\u00fctzt vor Verlust oder Besch\u00e4digung w\u00e4hrend des Transports.<\/li>\n\n\n\n<li>Nur Grunddeckung; eine zus\u00e4tzliche Versicherung wird empfohlen und kann f\u00fcr h\u00f6herwertige oder besondere Gegenst\u00e4nde erforderlich sein.<\/li>\n\n\n\n<li>Versicherung oder Haftung <strong>will not apply<\/strong> if a picture is not submitted prior to pickup and taken upon delivery and documented by the driver.<\/li>\n\n\n\n<li>Eine ordnungsgem\u00e4\u00dfe Verpackung ist f\u00fcr den Versicherungsschutz zwingend erforderlich (<a href=\"https:\/\/relocations.io\/portal\/de\/packing-guide\/\">\ud83d\udce6 Anleitung zum Verpacken f\u00fcr den Versand<\/a>).<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udcf8 Anforderung an die Versandfotos<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fotos von Ihrer verpackten Sendung <strong>muss vor der Abholung eingenommen werden<\/strong> and submitted on the portal for all shipments and any insurance type.<\/li>\n\n\n\n<li>Best\u00e4tigt, dass die Artikel <strong>ordnungsgem\u00e4\u00df verpackt sind und den Transportanforderungen entsprechen<\/strong>.<\/li>\n\n\n\n<li>Sendungen ohne Fotos <strong>sind nicht versichert<\/strong>, und Anspr\u00fcche werden nicht anerkannt.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udcbc Spezialsendungen und hochwertige Waren<\/h2>\n\n\n\n<p>Eine vorherige Koordinierung ist erforderlich f\u00fcr:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sendungen <strong>\u00fcber 250.000 \u20ac<\/strong>.<\/li>\n\n\n\n<li>Nicht standardisierte oder hochwertige Gegenst\u00e4nde, wie z. B.:\n<ul class=\"wp-block-list\">\n<li>Kunst, Antiquit\u00e4ten, Prototypen<\/li>\n\n\n\n<li>M\u00fcnzen, Dokumente, Urkunden<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Eine ohne vorherige Genehmigung abgeschlossene Versicherung deckt in der Regel nur die <strong>Materialwert<\/strong>.<\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u2705 Warum eine Transportversicherung?<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Volle Deckung f\u00fcr den deklarierten Wert Ihrer Sendung.<\/li>\n\n\n\n<li>Vermeiden Sie Haftungsbeschr\u00e4nkungen f\u00fcr den Spediteur.<\/li>\n\n\n\n<li>Schnelle, unkomplizierte Schadenabwicklung.<\/li>\n\n\n\n<li>Erschwinglicher Schutz f\u00fcr wertvolle Sendungen.<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Unternehmen mit h\u00e4ufigen oder hochwertigen Sendungen k\u00f6nnen Folgendes vereinbaren <strong>Direktversicherungsvertr\u00e4ge<\/strong> f\u00fcr eine ma\u00dfgeschneiderte Abdeckung.<\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udca1 Kurz\u00fcbersicht<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Typ<\/th><th>Deckung \/ Anmerkungen<\/th><\/tr><\/thead><tbody><tr><td><strong>Haftung des Spediteurs<\/strong><\/td><td>8 \u20ac\/kg, begrenzt und einfach, abh\u00e4ngig von den Fahrerunterlagen und dem Zeitpunkt der Lieferung<\/td><\/tr><tr><td><strong>CMR-Versicherung<\/strong> (Reisen innerhalb Europas)<\/td><td>Inbegriffen f\u00fcr alle europ\u00e4ischen Sendungen (<a href=\"https:\/\/treaties.un.org\/doc\/Treaties\/1961\/07\/19610702%2001-56%20AM\/Ch_XI_B_11.pdf\" data-type=\"link\" data-id=\"https:\/\/treaties.un.org\/doc\/Treaties\/1961\/07\/19610702%2001-56%20AM\/Ch_XI_B_11.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Lesen Sie die gesamte CMR-Konvention hier<\/a>)<\/td><\/tr><tr><td><strong>Zusatzversicherung<\/strong> oder Normale Versicherung<\/td><td>Erh\u00e4ltlich f\u00fcr alle Sendungen, die Pr\u00e4mie richtet sich nach dem Wert der Waren. Kann eine Quittung oder einen Kaufnachweis verlangen, wenn der Wert vom Versicherer als hoch eingestuft wird.<\/td><\/tr><tr><td><strong>Fotos erforderlich<\/strong><\/td><td>Sent to us before pickup, mandatory for all and any insurance type<\/td><\/tr><tr><td><strong>Einhaltung der Verpackungsvorschriften<\/strong><\/td><td>Erforderlich (<a href=\"https:\/\/relocations.io\/portal\/de\/packing-guide\/\">\ud83d\udce6 Anleitung zum Verpacken f\u00fcr den Versand<\/a>)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u26a0\ufe0f <strong>Insurance Activation:<\/strong> Insurance of any kind cannot be added, purchased, or activated after the shipment invoice has been paid and the shipment booked for pickup, and<\/li>\n\n\n\n<li>\u26a0\ufe0f <strong>Packing Evidence Required:<\/strong> If a photo of the packed item is not provided before pickup, all insurance coverage is void and no claims will be accepted.<\/li>\n\n\n\n<li>\u26a0\ufe0f <strong>Insurance Confirmation:<\/strong> When insurance is included, the applicable insurance type will be listed on the invoice, provided that a photo of the packed item is submitted prior to pickup.<\/li>\n\n\n\n<li>\u26a0\ufe0f <strong>Claims Process:<\/strong> All claims must be submitted within <strong>1 business day of delivery<\/strong> and must include:<\/li>\n\n\n\n<li>Proof of pickup document provided by the driver<\/li>\n\n\n\n<li>Proof of delivery document provided by the driver<\/li>\n\n\n\n<li>Proof of damage at delivery document provided by the driver <\/li>\n\n\n\n<li>Photo of the Item at delivery taken by the driver and the customer<\/li>\n\n\n\n<li>Original invoice\/receipt for the damaged item from a store or business<\/li>\n\n\n\n<li>Shipping invoice showing the insurance type (Relocations.io)<\/li>\n\n\n\n<li>3x legal repair quotes from a registered business in the local city<\/li>\n\n\n\n<li>Before submitting a claim, please review the applicable insurance policy. For CMR insurance, the <strong>full CMR Convention<\/strong> must be reviewed, as certain damages may not be covered if specific conditions are not met.<\/li>\n\n\n\n<li>\u26a0\ufe0f <strong>Deductibles:<\/strong> All insurance policies, including basic CMR insurance, are subject to a deductible based on the declared value and coverage level.<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>\ud83d\udce6 Shipping Insurance \u2013 Relocations.io Ensure your goods are transported safely with comprehensive shipping insurance. Forwarder&#8217;s liability alone may not cover the full value of your shipment. \ud83d\ude9a Forwarder&#8217;s Liability vs. Shipping Insurance Forwarder&#8217;s Liability Shipping Insurance \ud83d\udca1 Tip: Always declare the accurate value of your shipment and follow our \ud83d\udce6 Shipping Packing Guide for [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_eb_attr":"","_eb_data_table":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-14292","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/relocations.io\/portal\/de\/wp-json\/wp\/v2\/pages\/14292","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/relocations.io\/portal\/de\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/relocations.io\/portal\/de\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/relocations.io\/portal\/de\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/relocations.io\/portal\/de\/wp-json\/wp\/v2\/comments?post=14292"}],"version-history":[{"count":7,"href":"https:\/\/relocations.io\/portal\/de\/wp-json\/wp\/v2\/pages\/14292\/revisions"}],"predecessor-version":[{"id":14358,"href":"https:\/\/relocations.io\/portal\/de\/wp-json\/wp\/v2\/pages\/14292\/revisions\/14358"}],"wp:attachment":[{"href":"https:\/\/relocations.io\/portal\/de\/wp-json\/wp\/v2\/media?parent=14292"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}